Friday, April 2, 2010

Andrew Maguire whistleblower - The Biggest Silver Market Manipulation Story Disclosed

THE LARGEST FRAUD IN THE HISTORY OF THE WORLD 5 TRILLION DOLLARS STOLEN IN THE GOLD MARKET!!!!!!
Andrew Maguire (Whistleblower) exposes Comex silver manipulation.


Bill Murphy, Chairman of the Gold Anti-Trust Action Committee delivers his testimony about gold price suppression to the Commodity Futures Trading Commission on 3/25/10.





For any long term purchaser of silver, there is no agency more important than the Commodity Futures Trading Commission, or the CFTC. The CFTC is charged with ensuring that the futures markets are trading fairly at all times and investigating manipulative trades and fraud within the trading system. Now more than ever, the CFTC is critically important in investigating banks like JP Morgan and their roles in manipulating market orders.



Whistle Blowing on Futures Manipulation



At the center of the investigation into manipulation is Andrew Maguire, who in November 2009 contacted the CFTC to expose front-line JP Morgan traders for market manipulation. Maguire claims that he had personally spoken to several JP Morgan futures traders, who alleged the firm manipulates the silver market and makes billions of dollars annually by pushing the market in its favor.



This comes with little surprise to those watching the silver market, as for years on end, the number of shorts in the market has long outpaced the amount of silver that is believed to have ever been mined. This type of naked shorting allows firms like JP Morgan and others to flood the market with silver contracts and drive down the price, allowing profits to be pocketed on derivative-style bets made on other “off the book” markets where no physical metals are traded.



In addition, firms engaged in this activity can make a fortune in stocks, selling off shares of miners as the price of silver dips.
Full article

The Andrew Maguire LBMA whistleblower story

Bill Murphy of GATA Reveals Whistle-Blower in Gold Price Suppression

Bill Murphy, Chairman of the Gold Anti-Trust Action Committee delivers his testimony about a whistle-blower in the gold price suppression scheme to the Commodity Futures Trading Commission on 3/25/10.



The Markets are Rigged : Bob Chapman

The enemies are at the gates and the Illuminati are on the run : Bob Chapman

Bob Chapman : Get your cash out of the Banks and The Stock Market - we will have Bank Holiday and the Stock market will crash by the end of this year
Mr. Chapman also known as The International Forecaster is a 74 years old. He was born in Boston, MA and attended Northeastern University majoring in business management. He spent three years in the U. S. Army Counterintelligence, mostly in Europe. He speaks German and French and is conversant in Spanish. He lived in Europe for six years, off and on, three years in Africa, a year in Canada and a year in the Bahamas.

Mr. Chapman became a stockbroker in 1960 and retired in 1988. For 18 of those years he owned his own brokerage firm. He was probably the largest gold and silver stockbroker in the world during that period. When he retired he had over 6,000 clients.
Bob Chapman : you got to remove these people from the government
Starting in 1967 Mr. Chapman began writing articles on business, finance, economics and politics having been printed and reprinted over the years in over 200 publications. He owned and wrote the Gary Allen Report, which had 30,000 subscribers. He currently is owner and editor of The International Forecaster, a compendium of information on business, finance, economics and social and political issues worldwide, which reaches 10,000 investors and brokers monthly directly, and parts of his publication are picked up by 60 different websites weekly exposing his ideas to over 10 million investors a week.

In June of 1991, at the request of business associates, and due to retirement boredom, he began writing the International Forecaster.
Bob Chapman : do not expect the government to guarantee your bank account , it is bankrupt

Bush Admin Official: Offshore Drilling Plan By Obama An Attempt to Gain Votes for Massive Climate Bill

Wednesday, March 31, 2010
Fox News

President Obama, reversing a long-standing ban on most offshore drilling, unveiled a plan Wednesday to allow oil drilling off the Eastern seaboard and potentially the western coast of Florida.

While the plan is sure to rile environmentalists, the announcement comes just a day before the administration will please them -- and anger conservatives -- by cementing sweeping emissions and fuel economy standards that will impact U.S. auto manufacturers.

“The president is throwing a bone to Republicans in hopes that this will be his foot in the door to a massive climate change bill, and that’s not going to happen.”

Climate Scientist on Global Warming Myths - Stossel show

University of Alabama-Huntsville Climate Scientist Roy Spencer discusses the climate myths propagated by the media and politicians.


Stossel : Why Offshore Drilling Wont Cut Prices Much

Cato Institute's Jerry Taylor argues that while economically beneficial, offshore drilling won't dramatically lower prices or lessen foreign oil dependence.


How to Make Money in Stocks by Bill ONeil

McGraw-Hill & Investors Business Daily Celebrate Bill ONeils Bestselling Book on how to invest and profit in the stock market. New, updated, and expanded to cover the 2008-2009 market.



William J. ONeil on Market Timing

An exclusive interview with William J. ONeil the Chairman and Founder of Investor's Business Daily.



13 Step-by-Step Process of Building a Deck

No matter how simple your project is, you have to have a plan to go with it. Follow the following steps to construct a beautiful deck: Consult your local building inspector; do the preliminary planning; decide the shape, type and size of deck; estimate materials needed and acquire the tools; squaring with strings; prepare the site; place the ledger/header board; trace and dig holes for footings; fasten beams to posts; affix joists; fit desk boards; connect posts for railing; and erect steps.

Now that you have a beautifully designed home, what you need to focus to are the do-it-yourself projects to add beauty to a bland backyard. One way is to build a deck. The best news about constructing one is that it is easy with a straightforward design and you don’t even have to hire a professional deck builder to do it for you as long as you can hammer a nail, saw on a straight line and be good at leveling, then your building experience is sure to be of no major trouble. Now let’s start building a deck by following these steps.

Consult your local building inspector

Before starting any real work, discuss your plans with your local building inspector. You have to acquire a permit to avoid any legal penalty. You may have to prepare the blueprints and design so that the inspector can give you his approval. Also, anticipate a fee if your plans meet the constructing code and local regulations. Once you get the permit, you have to place it on your constructing site. Since this first step needs some special skill, you may choose to hire a contractor.

Do the preliminary planning

There are several influential factors to decide the location and design of your deck. These are the following: anticipated usage, air currents, compatible standing structure, sunlight, privacy, view, security, access to home, terrain and other personal necessity and preferences.

Decide the shape, type and size of deck

This would be the tough part wherein you have to settle on the design. In doing so, you have to consider the function, structural steadiness and appearance. A great tip is to look at different decks of some friends and neighbors. You may also refer to books, magazines and other media.

Estimate materials needed and acquire the tools

After settling on the final kind, shape and size of the deck you are about to build, it is now time to estimate the materials necessary for building. You may not have to do this if you are using a ready-made design but if otherwise, keep in mind that it is better to overestimate since you can use the excess in making benches, planter boxes and such. You can save money through selecting standard lumber sizes and lengths to its extent. Make sure to calculate the dimensions so you don’t run out of materials. On the other hand, you have to acquire tools such as circular saw, tape measure, chalk line, combination square, hand saw, power drill, hammer, level, and framing square. To make sure one’s safety, you may need to have gloves, dust mask, and goggles. You may also need accessories and connectors such as lag screws, carriage bolt, expansion bolt, ring shank nails, spiral nails, joist hangers and post fasteners.

Squaring with strings

Use string and batterboards when marking off the deck to make sure that it is square. Batterboards are hammered to the ground just outside the corners where the deck is to be built. The string will be a guide to picture out the size and appearance of the final result. The squares will also help in excavation and placing the post. Though it will look smaller compared to when it is completely constructed.

Prepare the site

To start with, remove sod using a spade or sod cutter and uncover an area 2 feet bigger than the deck. To avoid unwanted vegetation to creep up the deck, spread a sheet of polyethylene film on the area. When embedding posts, you have to slit this to give way. After the installation of the posts, cover up with gravel, pebbles or maybe wood chips.

Place the ledger/header board

This step is only applicable if you are attaching the deck to an existing edifice. Its placement defines the correct height and is horizontally-positioned. It should be fastened on the wall using lag screws or bolts. To prevent water behind the ledger, make use of aluminum flashing.

Trace and dig holes for footings

The minimum depth in normal soil is 24 to 36 inches deep although you have to rely on the height of the column and depth of the frost line. Posts should be deeper than this to prevent hauling during freeze and defrosting cycles. If you have a lot of holes to dig and in a hurry, you may rent a power posthole digger.

Fasten beams to posts

Locate the height of the preferred deck floor on the posts using a string and level. You can determine the correct height for securing the top of the beam to the post by subtracting the thickness of the joist. Keep post and beam flush or nail down the beam to the post.

Affix joists

Joists are affixed to the house structure with joist hangers or rest on the beam. It may be braced be a ledger board.

Fit deck boards

Use hot-dipped zinc-coated 16-penny nails to install deck boards. The surface of the deck is an essential part of the project since it is the most visible. You may cut and trim excess boards after nailing them on a straight line.

Connect posts for railing

The railing can either be a continuation of the posts that serve as a support of the deck, or it may be connected through bolts to the outer joist or joist extensions. The security of the people who’ll be staying on the deck is enhanced through the railings.

Erect steps

To define the number of steps to be constructed, measure the vertical rise and settle on the best riser size for each single step. You may purchase precut steps at some lumberyards.

This gives the basics on constructing a back yard deck. It is essential to have a complete and polished plan because this will help you anticipate any forthcoming problems. Have fun with your deck.

11 Maintenance Fees in Operating a Merchant Account to Understand Your Account Statement Better

In an ecommerce merchant account, you have to pay certain fees to maintain it. They are the following: discount rates, transaction fees, authorization fees, statement fees, Address Verification Service fees, batch fees, monthly minimum fees, gateway fees, annual fees, charge-back fees, and early termination or cancellation fee.

Having an e-commerce merchant account puts your business on top among all of your competitors. It does not only give convenience to you and your customers but it also increases your business sales, increases your business’ potential to the global market, and invites lots of customers. But with all its advantages to your business, you may also have to deal with plenty of fees just to sustain and operate your merchant account. You often face your account statement every month but couldn’t really figure out where all these high fees are coming from. Knowing the rates and costs is one way to really understand your account. Given below are some fees associated when operating a merchant account:

Discount rates

The discount rates are the fees that merchants have to pay to their providers for accepting credit or debit cards. It is also a commission earned by the merchant account service every time a credit card transaction is processed. Rates vary according to the business’ criterion. It is categorized into qualified discount rate, mid-qualified rate, and non-qualified rate.

Transaction fees

This fee is specifically charged every time a merchant processes a credit card transaction on his merchant account.

Authorization fees

This fee is charged every time a merchant ask for card authorization to the customer’s card-issuing bank. Whether the transactions are approved or not, the fee still applies.

Statement fees

This fee is also termed as the service fee. These are monthly fees that cover the customer service, and print-outs of reports and account statement.

Address verification service fees

When transactions are made and sent to the card-issuing bank, it will pass through a validation system in which it will check if the address and zip code registered by the buyer if it matches to the information he passed to his issuing bank. This is charged every time merchant validates their customers’ cards.

Batch fees

Batch fees, or also called as batch header fees, are flat fees paid for every batch of funds settled in the merchant’s terminal or when the customer’s card-issuing bank has already transferred some funds to the merchant bank as payment.

Monthly minimum fee

There are merchant account providers that require merchants to meet a minimum number of sales every month. If they can’t meet their quota, a monthly minimum fee is charged.

Gateway fees

They are charged each time online merchants use gateway services for online credit card transactions.

Annual fees

Annual fees are charged solely for maintaining the operation of the merchant account. It could also be paid quarterly.

Chargeback fees

These fees are charged every time a merchant have an unsatisfied customer who wants a refund. The merchant would have to pay for the costs of the transaction so that the refund will be delivered back to the customer.

Early termination or cancellation fee

When a merchant avails a merchant account, he will sign a contract that binds him to the merchant account provider for a certain period of time. If he decides to cancel his account or move to another company in less than the agreed span of time, he’ll be asked to pay an early termination or cancellation fee. This would only cover the start-up expenses of the canceled account.

The fees in maintaining a merchant account varies from one provider to the other. To really get the best deal in having a merchant account, read the contract, policies, rates and costs of the company before you sign up.

3 Basic Types of Auto Insurance Coverage

Here are the three basic types of auto insurance coverage: liability coverage, physical damage coverage, uninsured and underinsured motorist coverage.

Acquiring a car insurance policy is a must. It would be unwise to buy and drive a car without any insurance. Having an auto insurance protects you, your vehicle, properties, and third parties should accidents arise. A comprehensive type of auto insurance policy is quite expensive but it is capable of covering all types of damages, accidents and theft. A third party policy is more affordable, but, it can only cover repair cost on a third party's vehicle where the fault has been proven to be on your part. Every insurance policy has different coverage types. Coverage type would refer to the kind of protection as well as the extent to which an insurance policy will cover in the event of any damage or loss. Here are the three basic types:

Liability coverage type

Liability coverage can either be a bodily injury liability or a property damage liability. A bodily injury liability is a type of coverage that covers for the injuries and death of other people's body that are under your responsibility. Should there be any lawsuit against you due to an accident, this type of liability coverage will provide you with a legal defense. However, this type of coverage does not cover you. The other type of liability coverage, which is the property damage liability, covers the damages arising from accidents that you cause. Among the possible coverage would be the damage inflicted on other people's car, house, fence and other properties.

Physical damage coverage type

This type of coverage has two kinds: the comprehensive coverage other than collision; and, the collision coverage. A comprehensive coverage other than collision is designed to cover your vehicle for any damage except that is caused by collision. Damages that are covered would be those arising from theft, as well as damages caused by animals, fire and even flood. Another kind of physical damage coverage is a collision coverage. This covers damages to your car due to a collision. Collision covered under this insurance would include these two circumstances - either your car was hit or you hit another vehicle or any other object.

Underinsured and uninsured motorist coverage type

This coverage encompasses four kinds: the uninsured motorist coverage; the underinsured motorist coverage; uninsured motorist property damage; and, the underinsured motorist property damage. The uninsured motorist coverage covers you, your household members who are insured, and the passengers that you have for any damages, injuries or even death that have been caused by a hit-and-run or an uninsured driver. An underinsured motorist bodily injury also covers you, your insured members of the household, passengers if there are any, during an accident causing damage, loss, or injury which has been on the fault of another party whose insurance is not sufficient to cover for all necessary expenses. The third kind, which is the uninsured motorist property damage, covers your car should there be any property damage that an insured is undergoing and the one operating or driving the car is not an insurance holder. Lastly, the underinsured motorist property damage is capable of covering the property damage that an insured is sustaining, and the operator of the vehicle happens to have an insurance too.

Looking at the different coverage types, you would surely come to a point of realizing the value of a car insurance. But, before jumping into any of these insurance types, it is advisable for you to scout for auto insurance companies and ask for free auto insurance quotes to enable you to compare prices. This will save you time and money.

Bob Chapman on Andrew McGuire Assassination attempt

ANDREW MCGUIRE who recently disclosed some very dangerous allegation about the COMEX manipulating the silver (and precious metals market) , he was apparently victim of a hit and run car accident , some say it was an assassination attempt but we probably will never know the full truth ...Bob Chapman who was the first to denounce market rigging as far back as 1968 ,
Bob Chapman says that nothing was done about and nothing will be done about it cause it is the United states government that is behind it and the United states government is beyond corruption , it is a classical criminal enterprise...




Bob Chapman : Get your cash out of the Banks and The Stock Market - we will have Bank Holiday and the Stock market will crash by the end of this year
Mr. Chapman also known as The International Forecaster is a 74 years old. He was born in Boston, MA and attended Northeastern University majoring in business management. He spent three years in the U. S. Army Counterintelligence, mostly in Europe. He speaks German and French and is conversant in Spanish. He lived in Europe for six years, off and on, three years in Africa, a year in Canada and a year in the Bahamas.

Mr. Chapman became a stockbroker in 1960 and retired in 1988. For 18 of those years he owned his own brokerage firm. He was probably the largest gold and silver stockbroker in the world during that period. When he retired he had over 6,000 clients.
Bob Chapman : you got to remove these people from the government
Starting in 1967 Mr. Chapman began writing articles on business, finance, economics and politics having been printed and reprinted over the years in over 200 publications. He owned and wrote the Gary Allen Report, which had 30,000 subscribers. He currently is owner and editor of The International Forecaster, a compendium of information on business, finance, economics and social and political issues worldwide, which reaches 10,000 investors and brokers monthly directly, and parts of his publication are picked up by 60 different websites weekly exposing his ideas to over 10 million investors a week.

In June of 1991, at the request of business associates, and due to retirement boredom, he began writing the International Forecaster.
Bob Chapman : do not expect the government to guarantee your bank account , it is bankrupt

Bob Chapman : Failed Banks and Failed Billions

Bob Chapman The International Forecaster
Bob Chapman
The international Forecaster
April 2, 2010
Source : http://www.infowars.com/failed-banks-and-failed-billions

Bubbles have a hard time coming to an end, especially in residential real estate. Underlying forces such as government intervention to prolong the agony and the abject stupidity of builders extends the bubbles. We are in a vast home inventory expansion and builders are going to build 535,000 new homes. The projected foreclosure rate could give us as much as a 3-year home inventory, up from present levels of about a year, if one includes the lenders shadow inventory. This past week the home building index rose 7.1% and it is up 25.1% year-to-date. The retail index rose 17% y-t-d, yet unemployment stubbornly clings to 22-1/8%. In fact, the retail index is up 87.4% y-o-y. We would say that index is grossly overpriced. As you can see bubbles have a way of not wanting to die quickly. This is caused by man’s disparately wanting to cling to the past attempting to take the easy way out rather than adapting to change. Government tries to keep sections of the economy alive rather than letting the cleansing process take its course. The subsidization of the housing market is doomed to failure, because there simply isn’t enough money and credit available to keep it going indefinitely. All government is doing is re-flating a dying bubble. These Socialistic/Marxist policies just won’t work. Whether government likes it or not interest rates are headed higher, probably by 1% or more by the end of the year as government in its quest for more money to cover its debts crowds most others out of the market. This can be accommodated by the Fed, but not without higher inflation or perhaps hyperinflation, which in turn will drive interest rates even higher. We are seeing the reigniting of speculative mania in other markets as well – in the stock market and particularly in the low quality sector of the bond market worldwide. The mis-pricing of investments and finance is resulting in terrible distortions, mostly the result of Fed and government policy.

This mania has been aided and abetted by US dollar strength, especially over the past two months. We saw JPMorgan Chase, Goldman Sachs and Citigroup and others loading up on the long side of the dollar starting last October between USDX 74 and 78. They obviously knew the Greece episode was on the way. Irrespective, and in spite of no positive fundamentals, dollar strength was used to draw funds into dollar denominated assets. Supposedly the dollar has some sort of competitive advantage, which it doesn’t, and that a strong dollar will be re-flationary, which it has been. Gold and silver should have been flying to the upside, but our government detests free markets and it again temporarily suppressed prices. This is the result of the machinations of Larry Summers and Tim Geither. Dollar strength has the perceived benefit of the Fed’s ability to endlessly create money and credit.

It is this perception added to Greece, European and euro problems that have fueled speculation in world markets. Perceptions are one thing, and fundamentals are another more powerful force, which in time will reassert themselves. Problems will first be evident in the bond markets, which have already begun. As soon as the 10-year T-note solidly crosses 4% the market, the dollar and bonds will falter. The current strength is perceived to be the weakness of other currencies and their economies, prospective re-flationary policies and the concept of too big to fail. This is why there is the concept that the current “recovery” will persist. They also recognize that individual euro zone countries cannot inflate their way out of problems. One currency prohibits that from happening. This means Greece and others cannot monetize their debt and that means any kind of recovery is years away. All 19 near bankrupt countries are in the same boat except the US. Markets believe in the Bernanke put or backstop. They also believe the Fed will reinflate again. They would rather have inflation or hyperinflation, which they can in part control, rather than deflation, which once it begins cannot be contained.

Then enters the question will the Fed deliberately choose deflation in a year or two to bring about world government? Is this what Greece was all about? We do not know for sure. All we can do is guess. Do not forget Europe’s problems are not as bad as those of the US even though they are led to believe they are.

The 10-year Treasury note may well be telling us something and that is that higher rates are on the way. It certainly doesn’t auger well for any recovery. If credit spreads widen watch out. Such a development would mean the dollar would begin to retrace its recent gains. Dollar gains are over at 82 on the USDX. We await its correction.

We have spent more than 70 years as Americans and we gasp at the criminal enterprise that America has become. Lawbreaking has become as casual as running a business, whether it is on Wall Street or within the beltway in Washington. Worse yet, almost all malefactors never see the inside of a jail, they just have their corporations pay fines and go back to doing what they were doing, which was breaking the law.

One of the ultimate insults comes from the FDIC requesting donations. 200 to 500 banks will fail this year because of incompetence and terrible investments. We believe, as the year progresses, bank failures will explode. One of the factors leading us to this conclusion is that more than 1,000 banks have professionals overseeing bank operations from the Comptroller of the Currency’s Office. Worse yet, we are seeing many banks and credit unions telling depositors they may have to wait seven days or more for their money. Can bank holidays be far behind? We believe it will happen over the next couple of years.

As we go forward we continue to see massive Treasury purchases by the Fed. The monetization is spellbinding at somewhere between 50 and 80 percent. The more we look at this cartoon the more we know quantitative easing cannot stop. If it does the system will collapse. The Fed and the FDIC even want pension funds to buy their toxic garbage, as does Fannie Mae and Freddie Mac. What a sordid turn of events, but not unexpected considering what we are dealing with.

Unemployment sticks at 22-1/8% as tax revenues continue to plunge as the budget deficit heads toward Mars. The next administration push will be to legalize illegal aliens. You ask where will this all end? Can you believe builders have been buying CDOs? Lennar has plunged in and Orleans fell into insolvency with 20% of their assets in toxic garbage.

There is no question zero interest rates, unbridled government deficits, stimulus plans and the Fed’s quantitative easing have been a failure. The result normally would be to pump more aggregates into the system. We will have to see what the Fed, Congress and the administration do, especially between now and the election. Is it any wonder we have called for a two-third’s official dollar devaluation and a debt default. Be patient we should see them happen within two years. Maybe we will get lucky and get tariffs on goods and services. That way we can bring most of our jobs back and get a healthy economy back with 5% unemployment. Many credit derivatives will be banned as well. We have been involved in markets for 50 years and we know sooner or later those who are leveraged – or on margin – lose sooner or later. As a broker we never had margin accounts. The halt in the downward fall of economics, finance and stock market prices are but an interlude. There are still no solutions, so the downside will begin anew. One thing that has come out of the foregoing and the recent troubles in Greece and with the euro is that gold has been recognized as money, as a currency. That view is going to grow as gold trades higher and higher. As an example, just look at the value of gold in euros and all other currencies. Gold has consolidated time after time at $1,050 to $1,100 no matter what the US government threw at the gold market. There have been a few exceptions to gold’s strength, but over time all currencies will fall against the only real money. On the short-term do not forget the government is very short gold and silver on the Comex, probably the LBMA and most certainly in the producer shares. This week’s numbers will give us an indication whether they have begun to cover. We are going to also see a resumption of inflation officially in the next CPI figures. Real inflation is again approaching 8% and this inflation will be reflected in gold and silver prices. Not all professionals are dumb enough to believe official figures. On the downside we do not believe $1,050 to $1,100 will ever be broken again. Your gains when they come will be quick and large.

Read full article

Pitfalls of Real Estate Investing

Tips for what to watch for when building an investment house to sell.



Ashraf Laidi on the expectations for the Euro and U.S. dollar

CMC's Laidi Says Fed Will Raise Discount Rate 25 Points


April 02, 2010 — April 2 (Bloomberg) -- Ashraf Laidi, chief market strategist at CMC Markets, talks with Bloomberg's Deirdre Bolton about the outlook for Federal Reserve monetary policy. Laidi, speaking from Algiers, Algeria, also discusses his expectations for the U.S. dollar and euro. (Source: Bloomberg)


Manhattan Apartment Sales Jump, Buyers Seek Bargains

April 2 (Bloomberg) -- Manhattan apartment sales doubled in the first quarter as bargain-hunting buyers scooped up co-ops and condos in a market where resale prices have fallen an average 29 percent since their peak. Bloomberg's Deirdre Bolton reports. (Source: Bloomberg)


Woolfolk Doubts Yen Will Fall to 100 Per Dollar by July

April 2 (Bloomberg) -- Michael Woolfolk, senior currency strategist at Bank of New York Mellon Corp., talks with Bloomberg's Haslinda Amin about his forecast for the yen and U.S. dollar. Woolfolk, speaking from Washington, also discusses his currency trading strategy. (Source: Bloomberg)


Assassination Attempt On Andrew Maguire The Silver Whistleblower

Assassination Attempt On Silver Whistleblower ?



April 02, 2010 — Andrew Maguire (Whistleblower) exposes Comex silver manipulation.


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