A payment gateway facility has become a must for almost every online retailer in order to accept credit cards and other electronic payment forms. The benefits of having this service include fast processing of online transactions, security for you and your customers, more payment channels catered, increase in customer base, bigger profits, and better liquidity.
Does an online business really require a payment gateway facility for it to work on the Internet? Maybe not, but integrating such service in your system presents enormous advantages to make your business more successful and competitive. Here are the main benefits of getting a payment gateway facility for your online business:
Fast processing of online transactions
An Internet payment gateway facility features real-time processing and approval of credit card and other electronic payment transactions. You will instantly know whether a certain transaction is approved or declined. It is not like with check payments, wherein you need to wait for days to find out whether a check has been cleared in your account or has bounced or returned for some reason. Customers, on the other hand, do not have to wait long for their transaction to be processed.
Security for you and your customers
One of the most attractive features of payment gateway is that it instantly prompts retailers for stolen credit cards and probable fraudulent transactions. It helps you avoid the risk of having to deal with these types of transactions and incur losses. Customers on the other hand, will feel more secure, since with payment gateway service, the data they input upon purchasing online will be handled safely in the provider’s secure servers It is not done on your website that may still have the risk of being hacked. There is also a chargeback guarantee for customers to assure them of refund in case the product or service was not delivered, the product or service delivered is not the one described, or they are not satisfied with the product or service you deliver.
More payment channels catered
Payment gateway service providers also offer virtual terminals that allow you to accept and process payments in a fast, safe, and convenient manner via different payment channels. A payment gateway does not just let you accept credit cards online, but also from mobile, mail, and telephone purchases.
Increase in customer base
With the more payment options you offer, plus all the security, speed, and convenience you give your customers by means of your payment gateway, your store will become more attractive to them. Customers always make it appoint to buy from stores that provide them fast, convenient, and secure shopping. Especially in today’s setting wherein online purchases are widely practiced, it is really a great comfort for your customers to shop online using credit cards and other electronic payment forms. Some customers also prefer to pay through their mobile phones, which is made possible with a payment gateway facility. Aside from this, you will also be able to cater to international customers, thus increasing your customer base and sales.
Bigger profits
Despite the added costs for applying and maintaining a payment gateway facility, you are sure to have increased profits as you will be expecting more sales with increased customer base. It also allows your online business to process transactions at any time of the day and any day of the week. Your main objective in putting up a business to earn profit is not only realized, but is augmented. With increased profits, you can expand your business by adding more products and services or employing other expansion methods that make your business more competitive and profitable.
Better liquidity
With a payment gateway facility, your business will be more liquid as funds are usually directed to your merchant account in as fast as one to two days. It promotes a more efficient cash flow that can help you manage your operations better when it comes to handling your sales and your expenses.
Aside from all these benefits, some payment gateway service providers offer more value-added products and services. They offer incentives to their clients, such as free shopping cart, recurring billing, and even free directories and links to other providers that you might need for your business, such as web developers and Internet service providers. Instead of having to go through the search or application for certain services yourself, you can make your payment gateway facility service provider your one-stop destination for most of your business needs.
Saturday, April 10, 2010
A Debt Level Great Enough To Threaten The Dollar Rating
The International Forecaster
A Debt Level Great Enough To Threaten The Dollar Rating
April 7 2010
Your purchasing power is less and less with every passing day, changes coming to currencies, no end to corruption in government, Wall Street, and banking, US states on the verge of bankruptcy, economic and financial zombies on the old continent, globalization has brought us to the brink of collapse, Interest rate volatility to come soon, US debt far over GDP, property abandoned.
Almost every day in almost any currency your purchasing power in terms of gold is less and less. Thus, these currencies in which you save the fruits of your labor are cheating you out of your savings.
The US dollar is particularly vulnerable because of its staggering debt even though it is the world reserve currency. In fact the debt is so onerous that we believe the quality rating of the dollar could be lowered by the end of the year. Many other currencies face the same dilemma and in the final analysis only gold will be worth what it is today or in the future.
Unless the US government expropriates Americans’ retirement plans they won’t be able to fund their sovereign debt. This situation is exacerbated by continued fiscal deficits of some $1.8 trillion. The administration and the Democratic Party are bound and determined to destroy America financially. Between government, Wall Street and banking America is being destroyed. This did not just happen that way; it was planned that way. When people discover what has been done to them there will probably be a revolution.
The elite are planing a World War that will cost us about 5 trillion says Bob Chapman
Jason Bermas replacing Alex Jones talks with regular guest, Bob Chapman, the man behind The International Forecaster newsletter. Bob Chapman sees a world scale war , depression after recession , deflationary depression that will trash the US dollar , US empire bankrupt and collapsing in order to pave the way to the next phase which is a world government starting with a world financial constitution a world currency and end up with a world leader , the dream of the elite....
they are planing a World War that will cost us about 5 trillion
Bob Chapman : Get your cash out of the Banks and The Stock Market - we will have Bank Holiday and the Stock market will crash by the end of this year
Mr. Chapman also known as The International Forecaster is a 74 years old. He was born in Boston, MA and attended Northeastern University majoring in business management. He spent three years in the U. S. Army Counterintelligence, mostly in Europe. He speaks German and French and is conversant in Spanish. He lived in Europe for six years, off and on, three years in Africa, a year in Canada and a year in the Bahamas.
Mr. Chapman became a stockbroker in 1960 and retired in 1988. For 18 of those years he owned his own brokerage firm. He was probably the largest gold and silver stockbroker in the world during that period. When he retired he had over 6,000 clients.
Bob Chapman : you got to remove these people from the government
Starting in 1967 Mr. Chapman began writing articles on business, finance, economics and politics having been printed and reprinted over the years in over 200 publications. He owned and wrote the Gary Allen Report, which had 30,000 subscribers. He currently is owner and editor of The International Forecaster, a compendium of information on business, finance, economics and social and political issues worldwide, which reaches 10,000 investors and brokers monthly directly, and parts of his publication are picked up by 60 different websites weekly exposing his ideas to over 10 million investors a week.
In June of 1991, at the request of business associates, and due to retirement boredom, he began writing the International Forecaster.
Bob Chapman : do not expect the government to guarantee your bank account , it is bankrupt
they are planing a World War that will cost us about 5 trillion
Bob Chapman : Get your cash out of the Banks and The Stock Market - we will have Bank Holiday and the Stock market will crash by the end of this year
Mr. Chapman also known as The International Forecaster is a 74 years old. He was born in Boston, MA and attended Northeastern University majoring in business management. He spent three years in the U. S. Army Counterintelligence, mostly in Europe. He speaks German and French and is conversant in Spanish. He lived in Europe for six years, off and on, three years in Africa, a year in Canada and a year in the Bahamas.
Mr. Chapman became a stockbroker in 1960 and retired in 1988. For 18 of those years he owned his own brokerage firm. He was probably the largest gold and silver stockbroker in the world during that period. When he retired he had over 6,000 clients.
Bob Chapman : you got to remove these people from the government
Starting in 1967 Mr. Chapman began writing articles on business, finance, economics and politics having been printed and reprinted over the years in over 200 publications. He owned and wrote the Gary Allen Report, which had 30,000 subscribers. He currently is owner and editor of The International Forecaster, a compendium of information on business, finance, economics and social and political issues worldwide, which reaches 10,000 investors and brokers monthly directly, and parts of his publication are picked up by 60 different websites weekly exposing his ideas to over 10 million investors a week.
In June of 1991, at the request of business associates, and due to retirement boredom, he began writing the International Forecaster.
Bob Chapman : do not expect the government to guarantee your bank account , it is bankrupt
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