Bob Chapman : On a GDP per capita level , We are in the same trouble as Greece

Bob Chapman on the Sovereign Economist 10 Mar 2010

Bob Chapman The International Forecaster is back this week again with the sovereign economist to analyze the economic and political situation of America and the world

Bob Chapman : Get your cash out of the Banks and The Stock Market - we will have Bank Holiday ande the Stock market will crash by the end of this year
Mr. Chapman also known as The International Forecaster is a 74 years old. He was born in Boston, MA and attended Northeastern University majoring in business management. He spent three years in the U. S. Army Counterintelligence, mostly in Europe. He speaks German and French and is conversant in Spanish. He lived in Europe for six years, off and on, three years in Africa, a year in Canada and a year in the Bahamas.

Mr. Chapman became a stockbroker in 1960 and retired in 1988. For 18 of those years he owned his own brokerage firm. He was probably the largest gold and silver stockbroker in the world during that period. When he retired he had over 6,000 clients.

Starting in 1967 Mr. Chapman began writing articles on business, finance, economics and politics having been printed and reprinted over the years in over 200 publications. He owned and wrote the Gary Allen Report, which had 30,000 subscribers. He currently is owner and editor of The International Forecaster, a compendium of information on business, finance, economics and social and political issues worldwide, which reaches 10,000 investors and brokers monthly directly, and parts of his publication are picked up by 60 different websites weekly exposing his ideas to over 10 million investors a week.

In June of 1991, at the request of business associates, and due to retirement boredom, he began writing the International Forecaster.
Bob Chapman : do not expect the government to guarantee your bank account , it is bankrupt

5 Effective Ways in Getting Better Merchant Account Processing Fees

To get better processing fees on your merchant account, you must research as much merchant account providers as you can. You also need to read and solicit customer feedback and reviews, do a comparison of reliable providers, ask for quotations, and limit the services you avail to your needs.

Making your business more profitable does not only involve finding ways to increase your sales. It also entails applying cost-effective means, such as getting better merchant account processing fees, to maximize your profits. Here are effective ways that help you obtain better processing fees on your merchant account:

Research as much merchant account providers as you can

A good way to start choosing the most cost-effective merchant account provider is to do a research. Gather as much merchant account providers as you can on the Internet so you will have more providers to choose from. Learn the relevant information, such as products and services they offer and their related processing costs.

Read and solicit customer feedback and reviews

In order to save time from going over many merchant account providers and reducing the risk of dealing with fraudulent providers, it is advisable to go over customer feedback and reviews. Look for merchant account providers that are known for giving retailers the best deals in the industry. Search for providers with a good reputation on pricing their clients, without misleading you with low introduction costs, but higher processing fees. A website that helps you provide such useful information includes credit-card-processing-review.toptenreviews.com. You can also ask opinions from other retailers regarding their merchant account processing experience.

Do a comparison of reliable providers

After you get ideas on which merchant account providers are reliable, you need to compare their services and their fees. Find out which provider gives the best deals by outlining the standard and value-added services as well as the different costs involved. You can again go to credit-card-processing-review.toptenreviews.com to help you with this task or cardfellow.com and other similar websites. If you see considerable differences in certain merchant account processing fees, do not assume instantaneously that a certain provider is expensive or cheap; rather, find out what makes the certain fee more expensive or cheaper. In other words, know the nature of the costs involved. This also helps you avoid being deceived by providers who significantly offer lower fees, but lists additional fees that are of exact nature to fees already included.

Ask for quotations

Before you decide which merchant account provider to deal with, narrow down your choices first and ask for quotations from these providers. In doing so, do not forget to identify the type and size of business you have. Rates are usually cheaper for smaller and less-risky businesses. Again, always ask about the nature of the costs involved if some are not clear to you. Inquire about possible rate increases in the later years of service as your deal usually involves a long-term contract. There are actually some providers who advertise very low rates, but increase their rates later on within your contract. Finally, do not forget to state other providers’ rates as other companies lower their fees in order to compete and win customers.

Limit the services you avail to your needs

The final and one of the most important ways to get better merchant account processing fees is to make sure that you only avail of the services that your business really needs. There are merchant account processors that offer bundles of services for cheaper rates. In the end, they may come out more expensive for you as you are not able to really make use of the other services you are paying for. Always compare the products and services that a certain merchant account provider offers with the services you really need before dealing with them. This helps you minimize your expenses and fully utilize their services. Another piece of advice, do not go for an offshore type of merchant account if your business is small and you intend to cater to local clients only. This type of merchant account gives you added services, such as allowing acceptance of multiple payment currencies, which would be impractical and expensive for your business.

Merchant account fees can really be made cheaper if you just know what your business actually needs and you have enough knowledge in the costs involved as well as the bargaining ability. In effect, your business would be more profitable aside from increased sales brought about by the acceptance of credit cards and other electronic payment forms.

Lindsey Williams Spills the beans about oil and gas

Time Out Productions productions presents former chaplain for the men who built the Alaskan Oil Pipeline Lindsey Williams. Covered on the show is what he believes will be taking palce through the year 2010 based on what he was told by a high ranking former oil company executive.