Friday, April 2, 2010
Manhattan Apartment Sales Jump, Buyers Seek Bargains
April 2 (Bloomberg) -- Manhattan apartment sales doubled in the first quarter as bargain-hunting buyers scooped up co-ops and condos in a market where resale prices have fallen an average 29 percent since their peak. Bloomberg's Deirdre Bolton reports. (Source: Bloomberg)
Woolfolk Doubts Yen Will Fall to 100 Per Dollar by July
April 2 (Bloomberg) -- Michael Woolfolk, senior currency strategist at Bank of New York Mellon Corp., talks with Bloomberg's Haslinda Amin about his forecast for the yen and U.S. dollar. Woolfolk, speaking from Washington, also discusses his currency trading strategy. (Source: Bloomberg)
Assassination Attempt On Andrew Maguire The Silver Whistleblower
Assassination Attempt On Silver Whistleblower ?
April 02, 2010 — Andrew Maguire (Whistleblower) exposes Comex silver manipulation.
Thursday, April 1, 2010
Robert Kiyosaki It is a Great Time to Buy Silver
Economic Collapse- Robert Kiyosaki Says The Worst To Come- Depression Or HyperInflation
Robert Kiyosaki, best-selling author of Rich Dad, Poor Dad said we should all prepare for the worst because we are either going into a Depression or Hyperinflation. The U.S. dollar will be coming down and things will get tough. The U.S. Government is inflating the stock market along with the banks.Common Investing Mistakes to avoid
William J. O'Neil's on Common Investing Mistakes
Chairman and Founder of Investor's Business Daily, William J. ONeil shares about the common investing mistakes in the stock marketEconomist Peter Morici Discusses U.S. Housing Market
March 30 (Bloomberg) -- Peter Morici, an economist at the University of Maryland, talks with Bloombergs Mark Crumpton about the outlook for the U.S. housing market and its impact on the broader economy. Home prices in 20 U.S. cities unexpectedly rose in January, as the S&P/Case-Shiller home-price index climbed 0.3 percent from the prior month on a seasonally adjusted basis, matching the gain in December. (This is an excerpt of the full interview. Source: Bloomberg)
Mark Mobius : Markets may see correction ahead
In an interview with CNBC-TV18, Mark Mobius, Chairman, Templeton Asset Management, spoke about his reading of the market and his outlook.
The United State is Collapsing It is going down with the other 19 Bankrupt countries says Bob Chapman
Bob Chapman on The Sovereign Economist 31st March 2010
Bob Chapman refused to be interviewed by RT TV because he does not want to re-enter the United States , the market is being rigged - manipulated especially the gold and silver market , Gold and Silver ETFs and certificates are backed by nothing else than void promises there is not enough gold to cover all the ETFs and certificates in circulations , Bernie Madoff Money ended up in Israel says Bob Chapman..."The United States is in a position right now where it is Collapsing." "The United States Government is BEYOND CORRUPTION. It's a CLASSICAL CRIMINAL ENTERPRISE." The United State is Collapsing It is going down with the other 19 Bankrupt countries says Bob ChapmanEverything that have been done financially and economically has been done deliberately...The Illuminati are the real secret government that is running everything inside the United States of America , finally bob Chapman advises to stock up in gold silver weapons and food , you never know what's going to happen....
Bob Chapman : Get your cash out of the Banks and The Stock Market - we will have Bank Holiday and the Stock market will crash by the end of this year
Mr. Chapman also known as The International Forecaster is a 74 years old. He was born in Boston, MA and attended Northeastern University majoring in business management. He spent three years in the U. S. Army Counterintelligence, mostly in Europe. He speaks German and French and is conversant in Spanish. He lived in Europe for six years, off and on, three years in Africa, a year in Canada and a year in the Bahamas.
Mr. Chapman became a stockbroker in 1960 and retired in 1988. For 18 of those years he owned his own brokerage firm. He was probably the largest gold and silver stockbroker in the world during that period. When he retired he had over 6,000 clients.
Bob Chapman : you got to remove these people from the government
Starting in 1967 Mr. Chapman began writing articles on business, finance, economics and politics having been printed and reprinted over the years in over 200 publications. He owned and wrote the Gary Allen Report, which had 30,000 subscribers. He currently is owner and editor of The International Forecaster, a compendium of information on business, finance, economics and social and political issues worldwide, which reaches 10,000 investors and brokers monthly directly, and parts of his publication are picked up by 60 different websites weekly exposing his ideas to over 10 million investors a week.
In June of 1991, at the request of business associates, and due to retirement boredom, he began writing the International Forecaster.
Bob Chapman : do not expect the government to guarantee your bank account , it is bankrupt
Petrol prices likely to go up says Edmund King from the AA
Edmund King from the AA says petrol prices are likely to keep rising following Fridays hike in duty. .
Will Wall Street Continue to Rally? David Kuo of The Motley Fool
The Motley Fool contributor David Kuo on the outlook for the markets.
Obama Drilling Plan Makes no Sense
Dan Dicker drills into President Obama's oil announcement looking for answers and investments.
PayPal New iPhone App Bumps Money
eBay's payPal division is best known for payment on the auction site, now the iPhone app upgrade has a new technology to exchange payments using a unique function.
UFO Disclosure & First Contact- the Truth is Coming
The arrival of Truth in a measurement of one year (2009), featuring some of the highlights (Yet only a fraction) of 2009 activity.
Gold Is Money - Real Money !
We are living in an inflation era.
Inflation is a general and progressive increase in prices.
Gold is the perfect hedge against inflation and it has been used as money for thousands of years.
Gold is money, Gold is real money.
Inflation is a general and progressive increase in prices.
Gold is the perfect hedge against inflation and it has been used as money for thousands of years.
Gold is money, Gold is real money.
Buy Gold, Soft Commodities says Vasu Menon, vice president for wealth management at OCBC Bank
Invest in gold and soft commodities for the next 3-5 years, says Vasu Menon, vice president for wealth management at OCBC Bank, speaking to CNBC's Oriel Morrison. He is also positive equities medium-term but recommends diversification as markets are not on a clear upswing.
Michio Kaku Unlocking Secrets of the Universe
Scientists use Hadron Collider to simulate Big Bang theory
Obamas expansion plan for drilling for oil and gas
Reducing Dependence on Foreign Energy
CBS News' Political Analyst John Dickerson spoke to Maggie Rodriguez about President Obama's expansion plan for drilling for oil and gas to reduce America's dependence on foreign energy.
Iron Ore Prices Rising on Short-Term Pacts
Biderman Sees Iron Ore Prices Rising on Short-Term Pacts
April 1 (Bloomberg) -- Raphael Biderman, an analyst at Banco Bradesco SA, and James Lennon, an analyst at Macquarie Group Ltd., talk with Bloomberg's Erik Schatzker about the outlook for iron ore prices after producers Vale SA and BHP Billiton Ltd. said they ended a 40-year system of setting annual prices and will sign short-term contracts with Asian steel mills. (Source: Bloomberg)
When You Should Sell Your House
Assessing when its worth keeping and maintaining a house and when you should sell it and rent.
Dealing With Uncooperative Tenants
Tips for dealing with difficult tenants when trying to sell a house.
Sell Your Home in Short Sale or Rent it?
Tips for renting your condo until the real estate market recovers.
Emerging-Market Stocks Correction says Gijsels of BNP
BNP's Gijsels Sees Emerging-Market Stocks Correction
April 1 (Bloomberg) -- Philippe Gijsels, head of research at BNP Paribas Fortis Global Markets, talks with Bloomberg's Linzie Janis about the outlook for stocks.Euro Falling to $1.30 Within Three Months
UBS's Yu Sees Euro Falling to $1.30 Within Three Months
April 1 (Bloomberg) -- Geoffrey Yu, a currency strategist for UBS AG, talks about the outlook for the euro, yen and pound. He speaks with Bloomberg's Linzie Janis.
Wednesday, March 31, 2010
Virginia offshore Drilling a Step in the Right Direction
Former Virginia Governor Douglas Wilder on why he supports offshore drilling on Eastern coast of the United States.
U.S. Stocks Decline as Reports Signal Slower Growth
March 31 (Bloomberg) -- Bloomberg's Deborah Kostroun reports on the performance of the U.S. equity market today. Stocks fell, trimming a fourth-straight quarterly advance, as private reports showed employers unexpectedly cut jobs this month and business activity grew less than forecast. Bloomberg contributor Keith McCullough also speaks. (Source: Bloomberg)
Shell President on New Oil Exploration
Shell President on New Oil Exploration
Shell Oil President Marvin Odum weighs in on President Obamas plans to expand offshore oil drilling.Obama to Allow Drilling Offshore VA Coast
Adam Connors of CK Cooper on President Obamas drilling plan.
4 Differences between a Free and a Paid Merchant Account
The differences between a paid and a free merchant account are their basic fees to be paid, the funds’ delivery time, the requirements and most importantly the “catch”.
A merchant’s main concern in choosing a merchant account is one that will suit his needs and fits his budget. Knowing the difference between a free and a paid merchant account is one step to selecting the best merchant account for your business.
Basic fees
The basic fees needed to be paid for users of a paid merchant account are the application fee, setup fee, monthly account fee, and transaction fee. All fees vary from a merchant account provider to another so it is best to inquire from different choices before settling to the one. The application fee is normally paid at the moment you acquire a merchant account. Though, there are some providers that do not charge this kind of fee at all. Another basic fee is the setup fee which covers the establishing of your account and this also includes other bank related issues. Just like the application fee, this is paid just once in the whole duration of your use. Another would be the monthly account fee which is mainly for the maintenance of your merchant account. This rate may vary with each provider or company. There is only one basic fee which is similar to both free and paid merchant account and this is the transaction fee. This is incurred every time a customer buys something from your e-business. In this matter, paid merchant accounts are well off because it generally takes lower charges compared to free merchant accounts. A free merchant account caters to providing the needed software to run this special program for free. Therefore, you won’t be bothered by set-up fees.
Funds delivery time
For free merchant accounts, you have to be patient in waiting for funds to settle in your bank account especially when you are a first-timer and doesn’t have a prominent name in the business yet. But usually, you have to expect your income for at least three to four business days. On the other hand, the funds delivery time for paid merchant account is far quicker compared to the first. Knowing this, you have to weigh whether you will keep a free merchant account with limitations or apply for a paid merchant account where you can manage to pay for the necessary charges and have the advantage of a faster funds delivery time. This will have to be your choice.
Requirements
For a free merchant account, you are not obliged to yield to a credit check and vice versa for the case of paid merchant accounts. Other than this, paid merchant accounts require you a sufficient amount of money to pay for the fees that will be charged on you. But for free merchant accounts, you will only have to keep track of the transaction fee and nothing else.
The “catch”
With all the benefits of a free merchant account, it’s probably intriguing to know the catch. So here it is. Though this kind of application doesn’t cost a set-up fee initially, you are still incurred to some fees which will be taken out from every transaction made. This is quite expected because if otherwise, the merchant provider won’t be earning profit out of its clients. Another drawback is when your merchant account can be temporarily disabled. This is done by your provider because it noticed that you are earning too much money at a certain span of time. They will say that this will benefit both parties. Also, this deactivation is a method to detect fraudulent practices. Nevertheless, when a client is generating more money, his account will start receiving more funds.
Some things to be cautious of when acquiring a paid merchant account is to avoid credit card terminal leases. A sign of this is a company that offers free equipment because there is a large tendency that this is just a rip-off. Be careful of rates that are lower than normal. The odds are the company is exploiting introductory rates that may be non-guaranteed. Lastly, be watchful for early termination fees. Most sales rep will say just about any lie so that you will sign into the contract. So be sure that you won’t be locked with early termination fees so ask.
Now, it ends with a mind-boggling question, ‘Would it be a go for a free merchant account or a paid merchant account?’ Equipped with the differences of both, you have to weigh your needs and budget to get the best kind for your online business.
A merchant’s main concern in choosing a merchant account is one that will suit his needs and fits his budget. Knowing the difference between a free and a paid merchant account is one step to selecting the best merchant account for your business.
Basic fees
The basic fees needed to be paid for users of a paid merchant account are the application fee, setup fee, monthly account fee, and transaction fee. All fees vary from a merchant account provider to another so it is best to inquire from different choices before settling to the one. The application fee is normally paid at the moment you acquire a merchant account. Though, there are some providers that do not charge this kind of fee at all. Another basic fee is the setup fee which covers the establishing of your account and this also includes other bank related issues. Just like the application fee, this is paid just once in the whole duration of your use. Another would be the monthly account fee which is mainly for the maintenance of your merchant account. This rate may vary with each provider or company. There is only one basic fee which is similar to both free and paid merchant account and this is the transaction fee. This is incurred every time a customer buys something from your e-business. In this matter, paid merchant accounts are well off because it generally takes lower charges compared to free merchant accounts. A free merchant account caters to providing the needed software to run this special program for free. Therefore, you won’t be bothered by set-up fees.
Funds delivery time
For free merchant accounts, you have to be patient in waiting for funds to settle in your bank account especially when you are a first-timer and doesn’t have a prominent name in the business yet. But usually, you have to expect your income for at least three to four business days. On the other hand, the funds delivery time for paid merchant account is far quicker compared to the first. Knowing this, you have to weigh whether you will keep a free merchant account with limitations or apply for a paid merchant account where you can manage to pay for the necessary charges and have the advantage of a faster funds delivery time. This will have to be your choice.
Requirements
For a free merchant account, you are not obliged to yield to a credit check and vice versa for the case of paid merchant accounts. Other than this, paid merchant accounts require you a sufficient amount of money to pay for the fees that will be charged on you. But for free merchant accounts, you will only have to keep track of the transaction fee and nothing else.
The “catch”
With all the benefits of a free merchant account, it’s probably intriguing to know the catch. So here it is. Though this kind of application doesn’t cost a set-up fee initially, you are still incurred to some fees which will be taken out from every transaction made. This is quite expected because if otherwise, the merchant provider won’t be earning profit out of its clients. Another drawback is when your merchant account can be temporarily disabled. This is done by your provider because it noticed that you are earning too much money at a certain span of time. They will say that this will benefit both parties. Also, this deactivation is a method to detect fraudulent practices. Nevertheless, when a client is generating more money, his account will start receiving more funds.
Some things to be cautious of when acquiring a paid merchant account is to avoid credit card terminal leases. A sign of this is a company that offers free equipment because there is a large tendency that this is just a rip-off. Be careful of rates that are lower than normal. The odds are the company is exploiting introductory rates that may be non-guaranteed. Lastly, be watchful for early termination fees. Most sales rep will say just about any lie so that you will sign into the contract. So be sure that you won’t be locked with early termination fees so ask.
Now, it ends with a mind-boggling question, ‘Would it be a go for a free merchant account or a paid merchant account?’ Equipped with the differences of both, you have to weigh your needs and budget to get the best kind for your online business.
Tuesday, March 30, 2010
Bob Chapman on The Free Trade and its impact on unemployment and Inflation
Bob Chapman on The Maxon show
Bob Chapman on The free Trade and its impact on unemployment , how the different free trade agreements that the United states have signed in the late years have contributed to the loss of hundreds of thousands of jobs for Americans , while jobs are leaving for over seas , today 75% of the households have two bread winners and still can't make it in keeping up with the Inflation
Bob Chapman : Get your cash out of the Banks and The Stock Market - we will have Bank Holiday and the Stock market will crash by the end of this year
Mr. Chapman also known as The International Forecaster is a 74 years old. He was born in Boston, MA and attended Northeastern University majoring in business management. He spent three years in the U. S. Army Counterintelligence, mostly in Europe. He speaks German and French and is conversant in Spanish. He lived in Europe for six years, off and on, three years in Africa, a year in Canada and a year in the Bahamas.
Mr. Chapman became a stockbroker in 1960 and retired in 1988. For 18 of those years he owned his own brokerage firm. He was probably the largest gold and silver stockbroker in the world during that period. When he retired he had over 6,000 clients.
Bob Chapman : you got to remove these people from the government
Starting in 1967 Mr. Chapman began writing articles on business, finance, economics and politics having been printed and reprinted over the years in over 200 publications. He owned and wrote the Gary Allen Report, which had 30,000 subscribers. He currently is owner and editor of The International Forecaster, a compendium of information on business, finance, economics and social and political issues worldwide, which reaches 10,000 investors and brokers monthly directly, and parts of his publication are picked up by 60 different websites weekly exposing his ideas to over 10 million investors a week.
In June of 1991, at the request of business associates, and due to retirement boredom, he began writing the International Forecaster.
Bob Chapman : do not expect the government to guarantee your bank account , it is bankrupt
Oil Rich Venezuela hit by power crisis
Venezuela, South America's top oil exporter, is suffering from a growing energy crisis that has forced the government into taking drastic measures to conserve electricity.
As part of his plan, Hugo Chavez, the Venezuelan president, has declared a three-day holiday starting Monday to cut back on energy use.
Al Jazeera's Monica Villamizar reports from Caracas. (Mar 30, 2010)
As part of his plan, Hugo Chavez, the Venezuelan president, has declared a three-day holiday starting Monday to cut back on energy use.
Al Jazeera's Monica Villamizar reports from Caracas. (Mar 30, 2010)
London Outperforming U.K. Housing Market
March 30 (Bloomberg) -- Martin Gahbauer, chief economist at Nationwide Building Society, talks with Bloomberg's Maryam Nemazee about the mortgage lender's monthly house-price index. (Source: Bloomberg)
Monday, March 29, 2010
12 Common Fees You Encounter in Getting a Merchant Account
In opening a merchant account you will come across certain fees that you need to pay on one-time, monthly, annual, and per transaction basis. These are application fee, setup fee, payment gateway fee, monthly statement fee, monthly minimum fee, discount rate, transaction fee, address verification service (AVS) fee, voice authorization fee, charge-back fee, annual fee, and termination fee.
If you want to accept credit cards and other electronic payment forms to increase your sales and profits, you need to open a merchant account. Applying for this type of account involves fees and charges in exchange for the service that merchant account providers give you. Although these costs vary among different providers, here are the common fees you encounter:
Application fee
As the name obviously states, this fee is asked for by the provider when you apply for a merchant account. A percentage of this fee and some other fees may go to the referrer, when applicable, as commission promised in a company’s merchant account affiliate program. Due to heavy competition among providers, most companies do not anymore charge application fees.
Setup fee
This is the initial cost that is asked by certain providers when your account is being set up. Just like the application key, setup fee is now usually very cheap or free for merchants.
Payment gateway fee
To make their package more attractive and less hassle for clients, some merchant account providers tie up with other companies needed by a business to accept credit card payments. An example is payment gateway facility providers. For online businesses, you make use of the payment gateway facility to approve and process credit card transactions over the Internet. If your payment gateway facility is part of your merchant account setup package, applicable fees will be charged by your merchant account provider. On the other hand, if it is separately acquired, fees will be charged directly by your gateway service provider.
Monthly statement fee
This fee is for the processing and preparation of monthly statements. It is fixed regardless of the number of credit card transactions you make in a month.
Monthly minimum fee
Merchant account providers set this minimum or floor amount for the total fees you need to pay monthly. For example, the monthly minimum fee is $30. If all your monthly processing fees, including gateway fee, statement fee, and more, sum up to $25 only, you need to pay additional $5 to reach the monthly minimum fee. If on the other hand your total monthly fee is $35, you do not need to pay additional fee.
Discount rate
This fee can be computed as a percentage of each approved credit card transaction. Usually rates are more expensive for online merchant accounts than retail, due to higher risk and more processes involved.
Transaction fee
Whether a credit card transaction has been approved or declined, merchant account providers charge you this fee for all transactions made. For the same reason as discount rate, transaction fees are higher for online merchants than retail merchants.
Address Verification Service (AVS) fee
Address verification services or AVS is when a credit card transaction is verified using your purchaser’s credit card number and mailing address. This will help you prevent fraudulent purchases when a credit card is not swiped as in a Mail Order or Telephone Order (MOTO), mobile, and online transactions. Because the amount charged is very minimal, some providers include AVS fee in the discount rate or transaction fee.
Voice authorization fee
In rare cases when your software or Point-Of-Sale (POS) terminal is not functioning, you can still process credit card transactions by calling a toll-free number given by your merchant account provider to complete the transaction. The voice authorization fee charged to you will be computed per transaction.
Chargeback fee
Chargeback fee applies when a transaction is reversed and funds are returned to your client for some reason, such as wrong product or service delivered or someone else deceptively used the credit card. You should be able to receive a notification regarding the argument and should respond to it. Chargeback fees charged to you are for the handling of the dispute as well the additional process of returning funds to your clients.
Annual fee
Some providers charge annual fees to their merchant account holders. This is especially applicable with providers that have membership programs offering lower monthly fees, lower transaction fees, and other privileges.
Termination fee
Termination fee is a charge you need to pay when you decide to cancel your merchant account before your contract ends. This is usually fixed regardless of the number of months you have had business with your merchant account provider. This cancellation fee helps your provider recover the losses they might incur with the high initial costs for setting up a merchant account, which are given to you for free or at very low cost.
Aside from these fees, there are also other very minimal costs that merchant account providers require from you during the entire contract, such as daily batch fee and pin debit transactions for POS debit card transactions. Before you apply for a merchant account with a certain provider, always make sure that you know what fees will be charged to you for the specific services they offer at any given time within your contract. Make sure there are no hidden fees that come out after your application has been approved. Make sure you also know and understand what each fee means. There might be some fees that serve the same purpose but are listed separately by the provider to earn more profit from you.
A good way to choose the best merchant account provider is to compare providers with regards to services and fees, as well as customer credibility.
If you want to accept credit cards and other electronic payment forms to increase your sales and profits, you need to open a merchant account. Applying for this type of account involves fees and charges in exchange for the service that merchant account providers give you. Although these costs vary among different providers, here are the common fees you encounter:
Application fee
As the name obviously states, this fee is asked for by the provider when you apply for a merchant account. A percentage of this fee and some other fees may go to the referrer, when applicable, as commission promised in a company’s merchant account affiliate program. Due to heavy competition among providers, most companies do not anymore charge application fees.
Setup fee
This is the initial cost that is asked by certain providers when your account is being set up. Just like the application key, setup fee is now usually very cheap or free for merchants.
Payment gateway fee
To make their package more attractive and less hassle for clients, some merchant account providers tie up with other companies needed by a business to accept credit card payments. An example is payment gateway facility providers. For online businesses, you make use of the payment gateway facility to approve and process credit card transactions over the Internet. If your payment gateway facility is part of your merchant account setup package, applicable fees will be charged by your merchant account provider. On the other hand, if it is separately acquired, fees will be charged directly by your gateway service provider.
Monthly statement fee
This fee is for the processing and preparation of monthly statements. It is fixed regardless of the number of credit card transactions you make in a month.
Monthly minimum fee
Merchant account providers set this minimum or floor amount for the total fees you need to pay monthly. For example, the monthly minimum fee is $30. If all your monthly processing fees, including gateway fee, statement fee, and more, sum up to $25 only, you need to pay additional $5 to reach the monthly minimum fee. If on the other hand your total monthly fee is $35, you do not need to pay additional fee.
Discount rate
This fee can be computed as a percentage of each approved credit card transaction. Usually rates are more expensive for online merchant accounts than retail, due to higher risk and more processes involved.
Transaction fee
Whether a credit card transaction has been approved or declined, merchant account providers charge you this fee for all transactions made. For the same reason as discount rate, transaction fees are higher for online merchants than retail merchants.
Address Verification Service (AVS) fee
Address verification services or AVS is when a credit card transaction is verified using your purchaser’s credit card number and mailing address. This will help you prevent fraudulent purchases when a credit card is not swiped as in a Mail Order or Telephone Order (MOTO), mobile, and online transactions. Because the amount charged is very minimal, some providers include AVS fee in the discount rate or transaction fee.
Voice authorization fee
In rare cases when your software or Point-Of-Sale (POS) terminal is not functioning, you can still process credit card transactions by calling a toll-free number given by your merchant account provider to complete the transaction. The voice authorization fee charged to you will be computed per transaction.
Chargeback fee
Chargeback fee applies when a transaction is reversed and funds are returned to your client for some reason, such as wrong product or service delivered or someone else deceptively used the credit card. You should be able to receive a notification regarding the argument and should respond to it. Chargeback fees charged to you are for the handling of the dispute as well the additional process of returning funds to your clients.
Annual fee
Some providers charge annual fees to their merchant account holders. This is especially applicable with providers that have membership programs offering lower monthly fees, lower transaction fees, and other privileges.
Termination fee
Termination fee is a charge you need to pay when you decide to cancel your merchant account before your contract ends. This is usually fixed regardless of the number of months you have had business with your merchant account provider. This cancellation fee helps your provider recover the losses they might incur with the high initial costs for setting up a merchant account, which are given to you for free or at very low cost.
Aside from these fees, there are also other very minimal costs that merchant account providers require from you during the entire contract, such as daily batch fee and pin debit transactions for POS debit card transactions. Before you apply for a merchant account with a certain provider, always make sure that you know what fees will be charged to you for the specific services they offer at any given time within your contract. Make sure there are no hidden fees that come out after your application has been approved. Make sure you also know and understand what each fee means. There might be some fees that serve the same purpose but are listed separately by the provider to earn more profit from you.
A good way to choose the best merchant account provider is to compare providers with regards to services and fees, as well as customer credibility.
Euro May Fall to $1.25 by June Says Gray of Travelex
March 30 (Bloomberg) -- Anthony Gray, head of risk solutions at Travelex in Sydney, talks with Bloomberg's Haslinda Amin about his forecast for the euro and U.S. dollar. Gray also discusses the outlook for the Australian and Canadian dollars, and Federal Reserve and People's Bank of China monetary policies. (Source: Bloomberg)
U.S. Stocks Advance on Upgrades, Gains Trimmed on Korea
U.S. Stocks Advance on Upgrades, Gains Trimmed on Korea
March 26 (Bloomberg) -- Bloomberg's Courtney Donohoe reports on the performance of the U.S. equity market today. U.S. stocks rose on analyst upgrades, takeover speculation and a European plan to help Greece avoid default before erasing most of the gain amid concern tension was escalating between North and South Korea. Bloomberg contributor Keith McCullough also speaks. (Source: Bloomberg)
Bob Chapman : Credit Crisis, Outrage, Far From Over
Bob Chapman
March 27 2010
Bernanke re-nominated, outrage at banks, insolvency the real state of banks, crime pays when you are at the top, sovereign debt crisis around the world, debt and derivatives products were all just a ponzi scheme, the problem wont go a way when the system is purged, PIMCO Bill Gross warns of inflation, big cutbacks in services...
The re-nomination of Ben Bernanke, as Chairman of the Federal Reserve, has to be one of the ultimate political insults, particularly coming from Republicans, as did his predecessor, Alan Greenspan, both have taken America and the world down the sewer. Ben Bernanke saved Wall Street, the banks, insurance companies and a myriad of other Illuminist firms.
This is the same Ben who refused to release records to uncover where $2 trillion had gone in the loan program that followed the collapse of Lehman Brothers. This is an appellate defeat for the Fed. We would expect they will next appeal to the Supreme Court. This is important to the Fed, because a loss would not only expose which institutions were insolvent, US and foreign, but it would expose what collateral was accepted for these so-called loans, and have they been paid back?
The Fed and American and foreign bankers gambled and lost, so it was up to American taxpayers to bail them out. Needless to say, these actions were outrageous. The Fed not only had no authority to do what they did, but they did, but they also suborned perjury. We wonder how the Appeals Court missed that? The Fed has buried our country in debt, allowed unbelievable leverage and absolutely refuses to tell us what they are up too. Except for a few in Senate and House hearings, questioning is a total farce. The Fed has done as it pleases for 97 years and that has to stop. We cannot allow Ben Bernanke to lie before Congress and get away with it either. We also cannot allow any corporation or financial institution to keep two sets of books and not mark their investment to market.
Read entire article
March 27 2010
Bernanke re-nominated, outrage at banks, insolvency the real state of banks, crime pays when you are at the top, sovereign debt crisis around the world, debt and derivatives products were all just a ponzi scheme, the problem wont go a way when the system is purged, PIMCO Bill Gross warns of inflation, big cutbacks in services...
The re-nomination of Ben Bernanke, as Chairman of the Federal Reserve, has to be one of the ultimate political insults, particularly coming from Republicans, as did his predecessor, Alan Greenspan, both have taken America and the world down the sewer. Ben Bernanke saved Wall Street, the banks, insurance companies and a myriad of other Illuminist firms.
This is the same Ben who refused to release records to uncover where $2 trillion had gone in the loan program that followed the collapse of Lehman Brothers. This is an appellate defeat for the Fed. We would expect they will next appeal to the Supreme Court. This is important to the Fed, because a loss would not only expose which institutions were insolvent, US and foreign, but it would expose what collateral was accepted for these so-called loans, and have they been paid back?
The Fed and American and foreign bankers gambled and lost, so it was up to American taxpayers to bail them out. Needless to say, these actions were outrageous. The Fed not only had no authority to do what they did, but they did, but they also suborned perjury. We wonder how the Appeals Court missed that? The Fed has buried our country in debt, allowed unbelievable leverage and absolutely refuses to tell us what they are up too. Except for a few in Senate and House hearings, questioning is a total farce. The Fed has done as it pleases for 97 years and that has to stop. We cannot allow Ben Bernanke to lie before Congress and get away with it either. We also cannot allow any corporation or financial institution to keep two sets of books and not mark their investment to market.
Read entire article
Sunday, March 28, 2010
RARE!!! MUST SEE !!! LIVING DINOSAUR FOUND BY MAN !!!
RARE!!! MUST SEE !!! LIVING DINOSAUR FOUND BY MAN !!!
George Green Total Destruction of Western World
Whistle Blower Former CIA and International Banker tells u straight up
Spokane, Washington, April 2008
http://projectcamelot.org/george_gree...
George Green's career extends from military service in the USAF (where he encountered alien disk craft in a remote hanger at Edwards AFB), through "playing monopoly" in corporate banking and large-scale construction, to working closely with the Pleiadians and other benevolent intelligences to "wake people up" in preparation for coming changes. Very few people we have talked to have a span of personal experience - and contacts - which is this broad.
For more details:
http://projectcamelot.org/george_gree...
To contact Bill Ryan or Kerry Cassidy, please e-mail us at support@projectcamelot.org.
Spokane, Washington, April 2008
http://projectcamelot.org/george_gree...
George Green's career extends from military service in the USAF (where he encountered alien disk craft in a remote hanger at Edwards AFB), through "playing monopoly" in corporate banking and large-scale construction, to working closely with the Pleiadians and other benevolent intelligences to "wake people up" in preparation for coming changes. Very few people we have talked to have a span of personal experience - and contacts - which is this broad.
For more details:
http://projectcamelot.org/george_gree...
To contact Bill Ryan or Kerry Cassidy, please e-mail us at support@projectcamelot.org.
Bob Chapman on goldseek radio 27 March 2010
Bob Chapman : Get your cash out of the Banks and The Stock Market - we will have Bank Holiday and the Stock market will crash by the end of this year
Mr. Chapman also known as The International Forecaster is a 74 years old. He was born in Boston, MA and attended Northeastern University majoring in business management. He spent three years in the U. S. Army Counterintelligence, mostly in Europe. He speaks German and French and is conversant in Spanish. He lived in Europe for six years, off and on, three years in Africa, a year in Canada and a year in the Bahamas.
Mr. Chapman became a stockbroker in 1960 and retired in 1988. For 18 of those years he owned his own brokerage firm. He was probably the largest gold and silver stockbroker in the world during that period. When he retired he had over 6,000 clients.
Bob Chapman : you got to remove these people from the government
Starting in 1967 Mr. Chapman began writing articles on business, finance, economics and politics having been printed and reprinted over the years in over 200 publications. He owned and wrote the Gary Allen Report, which had 30,000 subscribers. He currently is owner and editor of The International Forecaster, a compendium of information on business, finance, economics and social and political issues worldwide, which reaches 10,000 investors and brokers monthly directly, and parts of his publication are picked up by 60 different websites weekly exposing his ideas to over 10 million investors a week.
In June of 1991, at the request of business associates, and due to retirement boredom, he began writing the International Forecaster.
Bob Chapman : do not expect the government to guarantee your bank account , it is bankrupt
David Icke On The UK Surveillance Society BBC5.TV
Former BBC sports journalist David Icke
Monday, December 15th, 2008
David reminds people what the dangers are of the encroaching Big Brother state. Filmed in May 2008 after his presentation in Brixton.
Monday, December 15th, 2008
David reminds people what the dangers are of the encroaching Big Brother state. Filmed in May 2008 after his presentation in Brixton.
Greece Bailout Bullish for Gold
NEW YORK (TheStreet) -- Brian Hicks is the co-manager of the U.S. Global Investors Global Resources Fund, says euro instability will continue to spook investors and support higher gold prices.
Saturday, March 27, 2010
UFO Disclosure & First Contact- Asia
First Contact - Asia, Introduces Japan's new (Galactic) First Lady, Miyuki Hatoyama, wife of new Prime Minister, Yukio Hatoyama. Both sharing a spiritual nature, Mrs Miyuki Hatoyama speaks openly of her galactic interests and experiences. An endearing First Lady, sure to help speed up Japan's progress towards disclosure.
Bob Chapman : there will be a physical shortage of gold and silver get rid of gold certificates they are based on derivatives
Bob Chapman dump GLDs and SLVs ETFs and Go physical
More and more foreigners are going physical they are taking delivery , there is going to be a physical shortage of gold and silver , GLD and SLV do not have the gold they say the have they use derivatives , there will be major scandal at the COMEX , only physical and the shares ,gold and silver stocks should be well , gold and silver bullion will go up , get rid of any gold certificate with any company and take delivery....
Is David Icke a Freemason ???
David Icke dressed in full Masonic Robes ???
This could be a fake , but only God knows who is who in this big comedy that is life , some people are not probably who they seem to be and the conspiracy movement is full of double agents and disinfo agents , below you will read extracts of what the original poster of the photo have written about this saga on concen forums ...There is a website showing David Icke dressed in full Masonic Robes and he is referred to as W. Bro David Icke .A photo showing what appears to be David Icke dressed in full Masonic Robes and naming him as W. Bro David Icke has suddenly been removed by the webmaster of Masonic website known as "The Lodge of Angels" (on the Isle of Wight UK). This happened straight after the following video was made. Why has the picture been taken down?Former contributors of David Icke's books have come out publicly against him. Ivan Fraser for instance was a major contributor of "The Biggest Secret" - Who has now distanced himself from Icke because of all of the bullshit that went on behind the scenes Here is an excerpt of what Ivan Fraser (who helped Icke write The Biggest secret) wrote about David Icke and the book:
Arizona Wilder states the royal lizards change back to lizards when asleep. Considering how many of them were educated in schools where they also lived amongst hundreds of others in dorms, and how many of them were in the armed forces, you would think someone would have noticed this little thing!
My suspicions about Arizona Wilder (AW) first manifested the first time I heard of her. Something in me said, something isn't right here?. A familiar feeling which usually turns out to be trustworthy, as anyone who has read Lifting The Veil knows.
She was not mentioned at all in the draft copy of The Biggest Secret (TBS) which I had read. David had not met her yet. When the book was released people started ringing me with questions like, is it true about the reptiles, and is this stuff about the royal family true. At which time I replied that I thought it was, based on the fact that the version I had read stated only the theory of the reptilians and that certain of the Royals were involved in Satanic rituals.
Soon I heard about Arizona Wilder. I reviewed the book again, this time the printed version, and asked Linda Icke (the British manager of Bridge of Love) to send a copy of the video from which AW's testimony was taken. I was by this time very dubious about AW's statements. Her statements had already overshadowed those of Christine Fitzgerald, Princess Diana's healer and confidante, which were prominent in the version I read and which were not so sensational. However, Fitzgerald's account may have been a taster? for what was to come, to ease the way for the far more incredible information which Wilder had to impart.
Ivan also says that Icke had a contact by the name of Brian Desborough who he gets most of his information from and who just happened to introduce him to Arizona. In the book Icke mentions Desborough as a source for the majority of his information.
Arizona Wilder also claims that the Royal family are shape shifters, also that Sitchin and Gardner are reptoids.
Then she targeted Sitchin and Gardner and said they take part in blood rituals with the Royals where shapeshifting happens. Considering Gardner?s books are revealing profound insights into the ancient knowledge, I am not surprised they wanted him demonised. I personally do not believe this testimony. I do however, think that Sitchin has been less than honest in his research, but again, the statement that he takes part in murderous rituals is more than I will accept without some pretty firm proof. But proof is offered nowhere in relation to AW?s testimony.
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Interesting view of David Icke - Especially about his personal assistant & what Jim Keith has to say about David Icke's ability to discern truth ...
http://old.disinfo.com/archive/pages/dossier/id330/pg1/index.html
Icke's biographical story offers ample examples of this common mistake of 'Seekers After Truth'. Professional soccer player, sports correspondent, and later national spokesperson for Britain's Green Party, Icke underwent a highly publicized spiritual awakening after a visit to a medium and healer. The brutal reality according to some conflicting accounts however, is that Icke got a personal assistant pregnant whilst on holiday, and split with his family. The public outcry drove Icke into the very fringes of conspiratorial subcultures.
According to a scathing review of 'The Biggest Secret' by the late Jim Keith, Icke lacks the finely honed analytical skills required to discriminate between credible and delusional sources. Whilst Icke does highlight in his own way the turbulence of the multi-polar Digital Age and the exploitative excesses of laissez-faire capitalism run amok, he also prints (plagiarizes?) the most bizarre anecdotes, without any sustained critique. His books are required reading to grasp the irrationalism and virtually nonexistant research methodologies that plagues the conspiriology underground, but for all the wrong reasons: Icke may awaken the desire for conscious evolution, but then provides an error-filled map.
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