New Credit Card Regulations: How Do They Impact Consumers, Banks, & Businesses? (2008)

The Credit Card Accountability Responsibility and Disclosure Act of 2009 or Credit CARD Act of 2009 is a federal statute passed by the United States Congress and signed by President Barack Obama on May 22, 2009. It is comprehensive credit card reform legislation that aims "...to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes." The bill was passed with bipartisan support by both the House of Representatives and the Senate.



The Credit Cardholders' Bill of Rights was introduced in the 110th Congress as H.R. 5244 in the House of Representatives by Representative Carolyn Maloney, a Democrat from New York and the chair of the House Financial Services Committee's Subcommittee on Financial Institutions and Consumer Credit. The bill had passed 312 to 112 but was never given a vote in the Senate.

Craig Sim Webb Lucid Dreaming on The Hundredth Monkey Radio December 29 2013

Craig Webb, Executive Director of the non-profit DREAMS Foundation for over 16 years, is a McGill University graduate with pioneering dream and lucid dream research at Stanford University and Montreal's Sacré-Coeur Hospital. As an author, columnist, and hired/invited expert for major motion pictures, fortune 500 companies, universities, international TV networks, magazines, etc., he's broadcast and published cutting edge approaches on dreams, applied psychology, communications, creativity, and the science of mind, as well as interviews with leading visionaries. His empowering trainings have enabled CEO's, celebrities, doctors, professors, best-selling authors, world-class athletes, students, and other clients from all walks of life to make profound breakthroughs while having plenty of fun. Craig also helped found/produce "Making Contact" (a progressive radio program airing weekly on 150+ stations worldwide for over 16 years), and has designed personal transformation and biofeedback tools with worldwide distribution. For 2 decades, he's had the privilege to lead numerous training programs and over 1500 miles of transformational training programs. Craig and his work have made over a thousand international academic, public, and corporate appearances including various universities, Discovery Channel, ABC, CBS, BBC, SyFy/NBC/Universal, MSN, Yahoo Business, AOL, CTV, CBC, New York Times, London Times, USA Today, and numerous other TV, radio, print and online sources.

Gavan Kearney - The State of the Art, Corrosive Counter-Culture

Gavan Kearney is a musician, artist and writer born in Cork, Ireland but relocated to London in the early 90's where he formed and played in various bands as well as honing his abilities as a painter. After completing a degree in Fine Arts/Sonic Arts Gavan began a recording career under the moniker Sand Snowman and has to date released 9 albums. Gavan is currently involved in a musical project with long term musical/life partner Moonswift. We'll discuss the marketing of corrosive counter-culture modern art and the attack on beauty. Gavan discusses the cult of personality around empty artists that have put focus on rot and death. Art is degenerating into nothing but sensationalism. The success of modern art is judged by how much attention it can get and consequently the more subversive, disgusting and pornographic it is, the more the attention it gets by the "critics" and media pundits. Shock factor is mistaken for greatness. Gavan asks what happened to art that conveys beauty, holds veneration for life and is inspirational. Kearney says that the Frankfurt School has been instrumental in turning art into crude smut and emptiness. In the second hour, we discuss the origin of modern art and the movement of symbolic art. We discuss the conspiratorial aspect of art, including how the totalitarian state has used it for propaganda. Also we talk about modern furniture, architecture, new art installations and bizarre statues and monuments. Later, we discuss violence and sexual perversion in TV and movies. We also go into how the "new hero" we are to identify with is the evil villain.