How to pay your bills without killing your credit

Americans ownb 950 billion dollars in credit cards debt last year according to the Federal Reserve , we own even more this year and credit cards default are expected to go up ten percent this year...so how should you cope with the bills in this hard economy without killing your credit rating? it can be hard to decid which bill to pay first , credit adviser have some great advices on how to stay afloat without killing your credit : if you are drowning in debt living check to check , you have a big debt to credit cards companies and you do not know which bills to pay first , your utilities bills cable bill phone bill ? credit counsellors say , you should not pay your credit card first , your number one priority is to pay your mortgage or rent ,even if the credit cards company keep calling , your second priority are Utilities because getting disconnected will cost you more money on the long run , because utilities companies often hit you with penalties pricy deposits and connection fees when they restore your service , Your Third priority is to make your car payment especially if that's how you get to work , but never ignore your credit cards creditors and especially do not make empty promises , try to workout an arrangement but remember do not ever give your creditors your bank account information , they will be more than happy to empty it ...you need decipline in order to rebuild your credit

Investing In Gold a good opportunity now ?

Gold becomes an extremely attractive asset class, in the past nine years we are in a deflationary cycle and gold has gone from $250 to $1000 in a deflationary environment.
at $950 is gold is still a good investment especially that some experts predict gold to reach $2000 even $5000 an ounce in the short term amongst the fear that all FIAT currencies may devaluate in a hyperinflation doomsday scenario , although that gold does not pay a devident it is unarguabley the best protection against the devaluation of the Dollar ...bottom line go get your Gold bullions it is still time

Gold Approaches the thousand dollars an ounce as the Dollar continues to fall

Gold surges to near record territory

The metal gains ground as the dollar slumps and investors bet inflation will rebound. Analysts see $1,000 an ounce on the horizon.

NEW YORK (CNNMoney.com) -- Gold prices charged higher Thursday, with another run at $1,000 an ounce looking increasingly likely, as the dollar remains weak and concerns about inflation boost demand for the metal.

Gold for August delivery rose $16.70 to settle at $982.30 an ounce after hitting an intra day high of $992.10 an ounce earlier this week.

The metal is up 11% from its mid April low of $869.50 an ounce as the U.S. dollar has tumbled against rival currencies. Gold and other commodities that are priced in dollars often gain ground when the greenback weakens.

The recent run up has raised bets that gold could top $1,000 an ounce for the third time ever. Gold rose to an all-time settlement high of $1,003.20 an ounce last year. It made another big push early this year, closing at $1001.80 an ounce Feb. 20.

In both cases, jittery investors flocked to the metal to preserve capital as the financial markets erupted in volatility.

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